Investing is the path to reaching your financial goals, but it requires a well-thought-out plan with diversified risk. By spreading investments across different assets, you can build a future free from financial stress. Start investing wisely to create a life where money worries are a thing of the past.
Invest in Mutual Funds to access expertly managed Equity and Debt options, with flexible investment choices like lump sum or SIP. ELSS Mutual Funds even offer tax savings under Section 80C. Fixed Deposits provide steady, predictable returns with high safety and low risk, insulated from market fluctuations. Corporate deposits present an opportunity for higher interest rates than traditional bank FDs. Plan for retirement with the NPS, a government-backed option with market-linked returns and additional tax benefits, ideal for moderate risk takers. Sovereign Bonds, issued by the government, offer a secure and convenient long-term investment choice.
The financial goals of an individual or a family are similar to any other individual and family, but they are not the same and thus require individual attention.
Income & Savings
Your income is the most vital part of your finance on which all else depends and thus needs to be protected well. You save and invest a part of your income for your future goals and thus need to protect them as well.
Retirement & Distribution
Retirement is typically 25 years of your life without any active income. You therefore need to plan accordingly. Also important is assuring that your hard-earned assets are distributed as per your wishes after you.
Child's Future Needs
Higher education goals of your children are a responsibility that cannot be deferred and need proper planning in advance if you do not want your child to start their income journey paying off education loans instead of investing.
Dreams And Lifestyle
Not only your responsibilities and liabilities, but you also need to plan for your dreams and lifestyle goals well to achieve them. Also important in the Indian context is to plan for the marriage expenses of your children.
Secure Your Retirement. Start Today.
| Start at 25 | Start at 40 |
|---|---|
| Save 7000 monthly | Save 25000 monthly |
| Total investment 29.4 Lakhs | Total investment 60.0 Lakhs |
| Create 6.25 Crores | Create 2.93 Crores |
Let’s Discuss A Lifetime Income Plan.
With our expertise in insurance and retirement planning, we’re committed to guiding you through the process and ensuring that you make informed decisions that support your lifestyle goals. Let’s discuss a lifetime income plan that suits your needs and aspirations.
Note: 14% assumed rate of return. Monthly investment of 25000 started at 25 would create a corpus of 22.35 Crores at 60.
Disclaimer: We’ve made efforts to ensure accuracy of the calculations given above, but we do not guarantee it. Mutual fund returns are not guaranteed. Read all scheme-related documents carefully. Above calculation is based on 14% assumed rate of return and is not intended to be, nor should it be construed as, investment advice or a recommendation to buy or sell any financial products or securities. Investors should carefully consider their investment objectives, risk tolerance, and financial conditions before making any investment decisions.